{"id":19359,"date":"2016-09-22T06:02:28","date_gmt":"2016-09-22T10:02:28","guid":{"rendered":"https:\/\/huntsville.dopperonline.ca\/?p=19359"},"modified":"2016-09-23T10:40:24","modified_gmt":"2016-09-23T14:40:24","slug":"debt-relief-closer-than-you-think","status":"publish","type":"post","link":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/","title":{"rendered":"Crushing debt? Relief could be closer than you think"},"content":{"rendered":"

Sometimes debt happens to good people. Maybe the job you thought you’d have until you didn’t want it anymore is suddenly gone. Maybe your spouse has died leaving you to worry about paying all of the bills on just one income and amidst your grief. Or maybe little by little you just took on too much thinking you could handle it and now you can’t.<\/p>\n

If you\u2019ve found yourself in a tricky financial situation you may have already discovered that the world of debt relief is a confusing place. From credit counseling to a bankruptcy trustee and all the options in between, where do you start?<\/p>\n

\u201cThere is so much misinformation and disinformation out there,\u201d says Ryan Brown from 4 Pillars Consulting Group. \u201cThere\u2019s very little transparency in the industry and, in many cases, consumers don\u2019t know what their rights are.\u201d<\/p>\n

Ask questions, understand your rights<\/h6>\n

The desire to get rid of overwhelming debt, the fear that comes from not being able to make payments, and the shame that people sometimes feel for having gotten themselves in a financial mess can lead you to want a solution without asking too many questions. Ask anyhow.<\/p>\n

First, you need to ask what the best solution is for your situation. In many cases, it\u2019s not bankruptcy. When done properly, a consumer proposal can be the best way to solve unsecured debt, however not all consumer proposals are cut from the same cloth. How does the client really know that the structure of their proposal is absolutely the best for them when considering their specific situation? That question can only be answered by a professional who works solely for the benefit of the client and not their creditors.
\nRyan Brown, 4 Pillars Consulting Group<\/cite><\/p><\/blockquote>\n

In a consumer proposal, you make an offer to your creditors to accept a portion of your unsecured debt \u2013 secured debt like a mortgage or a car loan is generally not included.<\/p>\n

\u201cThere are provisions in Canada\u2019s Bankruptcy and Insolvency Act to allow debtors relief from the crushing burden of debt,\u201d says Ryan. \u201cA consumer proposal is a formal legal process. If a majority of the creditors agree with the proposal, it\u2019s binding and they are required to stop collection efforts.\u201d<\/p>\n

While it still appears on your credit rating, a consumer proposal doesn\u2019t require you to liquidate your assets like a bankruptcy filing does, and it can be a shorter process than bankruptcy when structured by a skilled consultant.<\/p>\n

\u201cMany people start out in a debt management program \u2013 which requires you to pay out your debt in full and you often end up paying more than you owe \u2013 but the failure rate for those programs is huge. If you are already struggling to pay off your debt load, those payments aren\u2019t likely to be sustainable. After a few years in such a program, you may still end up filing for bankruptcy, which can take up to almost two years to discharge. And then it doesn\u2019t fall off of your credit rating for another six years. That\u2019s a 10- or 11-year process. It\u2019s terrible.\u201d<\/p>\n

Who’s got your back?<\/h6>\n

Also ask how the company is paid, and ask yourself if they will have your best interests in mind as a result. \u201cA bankruptcy trustee represents the creditors and is an officer of the court who has a fiduciary responsibility to the creditors. It\u2019s important to remember that the duties and obligations of bankruptcy trustees are contained in the federal Bankruptcy and Insolvency Act (BIA). A trustee has several statutory obligations under the Act, none of which is to help a consumer get the best possible result when making a consumer proposal or a bankruptcy. The fees are set by a government tariff and they are paid a percentage of what they collect in a consumer proposal,\u201d says Ryan.<\/p>\n

\u201cCredit counselling agencies are often funded by the creditors \u2013 banks and credit card companies \u2013 and the fees for debt management plans aren\u2019t regulated.\u201d<\/p>\n

And ask how the company can help to mitigate the damage to your credit rating, help you rebuild it, and help you ensure that you don\u2019t fall into the same financial struggle again.<\/p>\n

We have a financial system that is built and sustained by debt and that creates a massive problem. Canadians have almost $2 trillion dollars of debt. We are seeing debt levels that we\u2019ve never seen before. First we need to help you get rid of your problem debt and then we teach you how to use credit properly, what the thresholds are for maintaining a good credit rating, and how not to get back in trouble.
\nRyan Brown<\/cite><\/p><\/blockquote>\n

Rebuild your credit<\/strong><\/h6>\n

One of the easiest ways to rebuild your credit is with a loan \u2013 that seems counter-intuitive if you\u2019re trying to get out of debt, doesn\u2019t it?<\/p>\n

\u201cCreditors know that many people will fail to make their payments. When we present a consumer proposal to an insolvency trustee offering a one-time payment versus a regular 60-month payment plan, it\u2019s usually accepted by the creditors even though the payment is a fraction of what\u2019s owed. That\u2019s because they are guaranteed to receive the funds and there is no risk to them on the proposal defaulting,\u201d says Ryan. \u201cWe have exclusive access to a fund to make those payments on behalf of our clients, which they then pay back to the loan provider and that loan reports back to Equifax, very quickly reestablishing a credit rating. There is no other company in Canada that can do this.\u201d<\/p>\n

Debt can feel overwhelming but with someone in your corner working for you, you can get your financial affairs back on track<\/a><\/span>. And what a relief that will be.<\/p>\n

Learn more about 4 Pillars at these links:
\n4pillars.ca\/on\/muskoka
\n<\/a><\/span>facebook.com\/MuskokaLivingDebtFree
\n<\/a><\/span>ca.linkedin.com\/in\/debtsolutions<\/a><\/span><\/p>\n

This is a sponsored story paid for by the featured advertiser <\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Sometimes debt happens to good people. Maybe the job you thought you’d have until you didn’t want it anymore is suddenly gone. Maybe your spouse has died leaving you to […]<\/p>\n","protected":false},"author":1903,"featured_media":19794,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[31,28],"tags":[26],"class_list":["post-19359","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sponsored-profile","category-community","tag-breaking"],"acf":[],"yoast_head":"\nCrushing debt? Relief could be closer than you think - Huntsville Doppler<\/title>\n<meta name=\"description\" content=\"Sometimes debt happens to good people and it can feel overwhelming. You CAN get your financial affairs back on track. And what a relief that will be.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Crushing debt? Relief could be closer than you think - Huntsville Doppler\" \/>\n<meta property=\"og:description\" content=\"Sometimes debt happens to good people and it can feel overwhelming. You CAN get your financial affairs back on track. And what a relief that will be.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/\" \/>\n<meta property=\"og:site_name\" content=\"Huntsville Doppler\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/HuntsvilleDoppler\/\" \/>\n<meta property=\"article:published_time\" content=\"2016-09-22T10:02:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2016-09-23T14:40:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2014\/08\/4-pillars-header-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1404\" \/>\n\t<meta property=\"og:image:height\" content=\"670\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Dawn Huddlestone\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Hville_Doppler\" \/>\n<meta name=\"twitter:site\" content=\"@Hville_Doppler\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Dawn Huddlestone\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/\"},\"author\":{\"name\":\"Dawn Huddlestone\",\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/#\/schema\/person\/d5d919046b2224f1b6b8bc9c585ff4a3\"},\"headline\":\"Crushing debt? Relief could be closer than you think\",\"datePublished\":\"2016-09-22T10:02:28+00:00\",\"dateModified\":\"2016-09-23T14:40:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/\"},\"wordCount\":1006,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/#organization\"},\"image\":{\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2014\/08\/4-pillars-header-2.jpg\",\"keywords\":[\"breaking\"],\"articleSection\":[\"A Sponsored Profile\",\"Community\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/\",\"url\":\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/\",\"name\":\"Crushing debt? Relief could be closer than you think - Huntsville Doppler\",\"isPartOf\":{\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2014\/08\/4-pillars-header-2.jpg\",\"datePublished\":\"2016-09-22T10:02:28+00:00\",\"dateModified\":\"2016-09-23T14:40:24+00:00\",\"description\":\"Sometimes debt happens to good people and it can feel overwhelming. You CAN get your financial affairs back on track. And what a relief that will be.\",\"breadcrumb\":{\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#primaryimage\",\"url\":\"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2014\/08\/4-pillars-header-2.jpg\",\"contentUrl\":\"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2014\/08\/4-pillars-header-2.jpg\",\"width\":1404,\"height\":670},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/doppleronline.ca\/huntsville\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Crushing debt? Relief could be closer than you think\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/#website\",\"url\":\"https:\/\/doppleronline.ca\/huntsville\/\",\"name\":\"Huntsville Doppler\",\"description\":\"Read Local\",\"publisher\":{\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/doppleronline.ca\/huntsville\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/#organization\",\"name\":\"Huntsville Doppler\",\"url\":\"https:\/\/doppleronline.ca\/huntsville\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2025\/03\/logo-Canadian-1.jpg\",\"contentUrl\":\"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2025\/03\/logo-Canadian-1.jpg\",\"width\":760,\"height\":212,\"caption\":\"Huntsville Doppler\"},\"image\":{\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/HuntsvilleDoppler\/\",\"https:\/\/x.com\/Hville_Doppler\",\"https:\/\/www.instagram.com\/huntsville_doppler\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/doppleronline.ca\/huntsville\/#\/schema\/person\/d5d919046b2224f1b6b8bc9c585ff4a3\",\"name\":\"Dawn Huddlestone\",\"url\":\"https:\/\/doppleronline.ca\/huntsville\/author\/dawn\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Crushing debt? Relief could be closer than you think - Huntsville Doppler","description":"Sometimes debt happens to good people and it can feel overwhelming. You CAN get your financial affairs back on track. And what a relief that will be.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/","og_locale":"en_US","og_type":"article","og_title":"Crushing debt? Relief could be closer than you think - Huntsville Doppler","og_description":"Sometimes debt happens to good people and it can feel overwhelming. You CAN get your financial affairs back on track. And what a relief that will be.","og_url":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/","og_site_name":"Huntsville Doppler","article_publisher":"https:\/\/www.facebook.com\/HuntsvilleDoppler\/","article_published_time":"2016-09-22T10:02:28+00:00","article_modified_time":"2016-09-23T14:40:24+00:00","og_image":[{"width":1404,"height":670,"url":"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2014\/08\/4-pillars-header-2.jpg","type":"image\/jpeg"}],"author":"Dawn Huddlestone","twitter_card":"summary_large_image","twitter_creator":"@Hville_Doppler","twitter_site":"@Hville_Doppler","twitter_misc":{"Written by":"Dawn Huddlestone","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#article","isPartOf":{"@id":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/"},"author":{"name":"Dawn Huddlestone","@id":"https:\/\/doppleronline.ca\/huntsville\/#\/schema\/person\/d5d919046b2224f1b6b8bc9c585ff4a3"},"headline":"Crushing debt? Relief could be closer than you think","datePublished":"2016-09-22T10:02:28+00:00","dateModified":"2016-09-23T14:40:24+00:00","mainEntityOfPage":{"@id":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/"},"wordCount":1006,"commentCount":0,"publisher":{"@id":"https:\/\/doppleronline.ca\/huntsville\/#organization"},"image":{"@id":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#primaryimage"},"thumbnailUrl":"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2014\/08\/4-pillars-header-2.jpg","keywords":["breaking"],"articleSection":["A Sponsored Profile","Community"],"inLanguage":"en-CA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/","url":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/","name":"Crushing debt? Relief could be closer than you think - Huntsville Doppler","isPartOf":{"@id":"https:\/\/doppleronline.ca\/huntsville\/#website"},"primaryImageOfPage":{"@id":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#primaryimage"},"image":{"@id":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#primaryimage"},"thumbnailUrl":"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2014\/08\/4-pillars-header-2.jpg","datePublished":"2016-09-22T10:02:28+00:00","dateModified":"2016-09-23T14:40:24+00:00","description":"Sometimes debt happens to good people and it can feel overwhelming. You CAN get your financial affairs back on track. And what a relief that will be.","breadcrumb":{"@id":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#primaryimage","url":"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2014\/08\/4-pillars-header-2.jpg","contentUrl":"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2014\/08\/4-pillars-header-2.jpg","width":1404,"height":670},{"@type":"BreadcrumbList","@id":"https:\/\/doppleronline.ca\/huntsville\/debt-relief-closer-than-you-think\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/doppleronline.ca\/huntsville\/"},{"@type":"ListItem","position":2,"name":"Crushing debt? Relief could be closer than you think"}]},{"@type":"WebSite","@id":"https:\/\/doppleronline.ca\/huntsville\/#website","url":"https:\/\/doppleronline.ca\/huntsville\/","name":"Huntsville Doppler","description":"Read Local","publisher":{"@id":"https:\/\/doppleronline.ca\/huntsville\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/doppleronline.ca\/huntsville\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/doppleronline.ca\/huntsville\/#organization","name":"Huntsville Doppler","url":"https:\/\/doppleronline.ca\/huntsville\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/doppleronline.ca\/huntsville\/#\/schema\/logo\/image\/","url":"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2025\/03\/logo-Canadian-1.jpg","contentUrl":"https:\/\/media-doppleronline-ca.s3-accelerate.amazonaws.com\/2025\/03\/logo-Canadian-1.jpg","width":760,"height":212,"caption":"Huntsville Doppler"},"image":{"@id":"https:\/\/doppleronline.ca\/huntsville\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/HuntsvilleDoppler\/","https:\/\/x.com\/Hville_Doppler","https:\/\/www.instagram.com\/huntsville_doppler\/"]},{"@type":"Person","@id":"https:\/\/doppleronline.ca\/huntsville\/#\/schema\/person\/d5d919046b2224f1b6b8bc9c585ff4a3","name":"Dawn Huddlestone","url":"https:\/\/doppleronline.ca\/huntsville\/author\/dawn\/"}]}},"_links":{"self":[{"href":"https:\/\/doppleronline.ca\/huntsville\/wp-json\/wp\/v2\/posts\/19359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/doppleronline.ca\/huntsville\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/doppleronline.ca\/huntsville\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/doppleronline.ca\/huntsville\/wp-json\/wp\/v2\/users\/1903"}],"replies":[{"embeddable":true,"href":"https:\/\/doppleronline.ca\/huntsville\/wp-json\/wp\/v2\/comments?post=19359"}],"version-history":[{"count":0,"href":"https:\/\/doppleronline.ca\/huntsville\/wp-json\/wp\/v2\/posts\/19359\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/doppleronline.ca\/huntsville\/wp-json\/wp\/v2\/media\/19794"}],"wp:attachment":[{"href":"https:\/\/doppleronline.ca\/huntsville\/wp-json\/wp\/v2\/media?parent=19359"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/doppleronline.ca\/huntsville\/wp-json\/wp\/v2\/categories?post=19359"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/doppleronline.ca\/huntsville\/wp-json\/wp\/v2\/tags?post=19359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}